Nuevo Amanecer Bautista Group
This loan taken out will benefit Lourdes's small businesses. She says that this is her third cycle with Pro Mujer. She was admitted by invitation from a promoter of the group who came to her house to visit her. Currently, she has a business that sells spare car parts. She says that she launched the business years ago with the purchase of some parts, which was her initial capital. Then she worked hard and put a lot of effort into increasing her merchandise.
The loan she will take out is to increase her capital (to buy spare car parts), which she will get from importers. She will then sell it in her sales space. This form of work allows her to generate income to support her family as much as possible. She is married and has six children.
When asked about what she likes most about Pro Mujer, Lourdes responded that she likes the health training and the loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lourdes es integrante, ella indica que el tercer ciclo que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a su casa a visitarla. En la actualidad ella tiene un negocio de venta de repuestos de movilidad; cuenta que este negocio lo emprendió hace años, con la compra de unos cuantos repuestos, lo que fue un capital básico, posteriormente con esfuerzos y mucho trabajo amplio su mercadería.
El crédito que ahora sacará es para el aumento de capital (compra de repuestos de movilidad) que adquirirá de las importadoras y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia pues ella está casada y tiene seis hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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