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Flavia Francisca

Update on Flavia Francisca

Flavia, a humble merchant from Granada, sells shoes. This is a business she took over entirely when her husband died two years ago. She goes out to sell both inside and outside the city of Granada.

She used her previous loan to buy her inventory of shoes, specifically men's boots, as it was an order placed by her customers from the northern area of the country, where this type of footwear is much requested.

The strongest sales season of the year is approaching, and she needs an inventory of shoes. For this reason she needs credit to buy shoes for students, children and adults.

This will allow her to sell more variety and supply more customers, as her aim is to grow as a merchant and live decently.
View original language description ↓
Flavia, una humilde comerciante, originaria de Granada, se dedica a la venta de zapatos. Negocio del cual se hizo cargo por completo al morir su esposo hace dos años. Sale a vender dentro y fuera de la ciudad de Granada. Su crédito anterior lo utilizo para la comprar inventario de calzado, en específico botas para varón pues era un pedido que le hicieron sus clientes de la zona norte del país donde es muy solicitado este tipo de calzado. Se acerca las ventas más fuertes del año y ella necesita inventario de zapatos. Por tal motivo requiere financiamiento para comprar calzado para estudiantes, niños y adultos. De esta manera le permitirá vender más variedad y abastecer más clientes, pues su objetivo es crecer como comerciante y vivir de manera digna.

Previous Loan Details

Flavia is from the Island of Ometepe located in Granada Department. She’s 57 years old and a widow. She’s the mother of four children. She’s a shoe merchant. Flavia started out selling shoes as a street vendor in the markets in Granada and Masaya. Her husband helped her. Later, they took ... More from Flavia Francisca's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Flavia Francisca to buy shoes for students, children and adults.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Sep 29, 2012
Currency Exchange Loss:
Apr 18, 2013
This photo was used before for a previous loan for Flavia Francisca. It was first posted on Kiva on Aug, 2011. Learn More