Flor De Habitas Group
The loan which they will receive will benefit the small businesswomen, including Martha who has been in Pro Mujer for two years. She entered the scheme on invitation by a promoter of the institution who went to visit her in her home. She currently has a butchers shop, and she says that she started up the business years ago, learning the trade from her godmother who had the same business.
The loan which she will now receive is to increase her capital (purchase of meat) which she will acquire from a distributor in the city of El Alto and which she will later sell in her shop. This way of working allows her to generate resources with which she can support her family as much as possible. She is married with two children.
When asked what she likes about Pro Mujer, she replied that she likes the meetings with her fellow members.
In the photograph Mrs Santuza's husband who is wearing a white cap and is currently unemployed accompanies the group.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Martha es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a su casa a visitarla. En la actualidad ella tiene un negocio tienda de carnicería; cuenta que este negocio lo emprendió hace años aprendiendo hace años aprendiendo el mismo por medio de su madrina que tenía el mismo negocio.
El crédito que ahora sacará es para el aumento de capital (compra de carne) que adquirirá de la distribuidora de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la reunión con las socias.
En la fotografía acompaña al grupo el esposo de la señora Santuza, mismo que se encuentra parado y tienen una gorra blanca
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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