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Bali, 60, is an Egyptian woman with eight children who was widowed long ago. Some of her children are married and have children; some are still dependent. They live all together and Bali enjoys having 12 grandchildren around. “Had I had money, I would spoil them all,” Bali said. “All I have been able to offer all these years was the basics. I couldn’t provide any extras, despite my hard work.”

The last 20 years, Bali has been selling used clothes and she finds this activity profitable. Thus far, she never requested any loans, because she managed her earnings very well. Now she wants to go to a new revenue stream and sell fabric in addition to what she’s been doing. With the earnings from the new activity, she plans to save money to educate her grandchildren.

Bali is aware that other people in her community have received financial help from Kiva lenders and she hopes she will receive the same.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 25
    View loans »
    Albania Loans Fundraising
  • $2,678,350
    Funds lent in using Kiva
  • 109.0
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Bali to buy fabric to resell.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 7, 2012
Currency Exchange Loss:
May 17, 2014