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María Del Carmen
María del Carmen lives in the municipality of El Sauce, located in the western part of León department. She is a young woman of 27, and a single mother with two minor children.

Thanks to her profession as a primary school teacher, that she has worked in for many years, she supports her children and provides them with the best; with help from no one. She wants to teach her children to have good moral principles and habits, just as she was taught.

She is applying for a loan in order to buy medicines, have checkups done, and pay for doctor visits, as lately her children have been a little sick and she wants to cure them with the help of this loan. With her small salary, she cannot cover the high cost of medicines.

She feels very grateful and pleased with the support that Kiva and Ceprodel have offered her; funding her through these loans that help to fulfill dreams and goals that couldn't be accomplished with the low salaries earned in her country.
View original language description ↓
María del Carmen vive en el municipio de El Sauce, ubicado al occidente del departamento de León, es una joven de 27 años, madre soltera de dos niños menores. Gracias a su profesión como profesora de primaria que ha desempeñado por muchos años les lleva el pan de cada día a sus hijos y les dota de lo mejor sin el apoyo de nadie, ya que quiere preparar a sus hijos con buenos principios y costumbres al igual que ella.

Está solicitando un crédito para compra de medicamentos, realización de exámenes y pago de consultas médicas ya que últimamente ha tenido un poco enfermos a sus pequeños los cuales los quiere sanar con el apoyo de este crédito, ya que con su pequeño salario no puede cubrir estos costos altos en medicina.

Se siente muy agradecida y satisfecha por el apoyo que le ha brindado KIVA y Ceprodel al financiarle con estos créditos que ayudan a cumplir sueños y metas que no se pudieran llevar a cabo con los bajos salarios que se gana en nuestro país.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,749,225
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped María Del Carmen to buy medicines, have checkups done, and pay for doctor visits.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 6, 2012
Listed
Sep 27, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014