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Félix Amanda
Félix Amanda lives in the municipality of El Sauce, located in the western part of the department of León in Nicaragua. She is 43 years old, married and has four children one of which is working, and three of which attend university. Thanks to her professional experience as a primary school teacher for the last 24 years, she now has her own house which she is improving little by little. This is helping her to prepare her children for a professional careers in the future which will allow them to fend for themselves.

Thanks to these loans, she has slowly improved her housing conditions by repairing things in her house such as ceramics and plaster walls. Today she is asking for a loan in order to finish building a room so that her children can have more space. With the loan Félix Amanda will buy building supplies including zinc, cement, purlins, and manual labour.

Félix Amanda feels grateful and pleased by the support provided by Kiva and Ceprodel to finance her. These loans help her to fulfill her dreams and goals that could not be accomplished otherwise with the low wages in her country.
View original language description ↓
Félix Amanda vive en el municipio de El Sauce, ubicado al occidente del departamento de León, es una señora de 43 años, casada, con 4 hijos, una independiente que ya trabaja y los otros estudiantes universitarios. Gracias a su profesión como profesora de primaria que ha desempeñado por 24 años hoy tiene su propia vivienda la que ha ido mejorando poco a poco y que le está permitiendo preparar a sus hijos en una carrera profesional que en un futuro les permita defenderse por sí solos.

Gracias a estos créditos ha ido mejorando su vivienda en cuanto a las condiciones, poquito a poco va reparando algo de su casa como cerámica, repello de paredes y hoy está solicitando para terminar de construir una habitación para que sus hijos tengan más espacio, con el cual comprará zinc, cemento, perlines y pago de mano de obra.
Se siente muy agradecida y satisfecha por el apoyo que le ha brindado KIVA y Ceprodel al financiarle con estos créditos que ayudan a cumplir sueños y metas que no se pudieran llevar a cabo con los bajos salarios que se gana en nuestro país.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,101,575
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Félix Amanda to buy zinc, cement, purlins, and to pay for manual labour.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 12, 2012
Sep 27, 2012
Currency Exchange Loss:
Jan 18, 2014