Marte is 29 years old and married. She lives with her husband and his elderly parents in a rural district in the northern part of Albania. They have been active with livestock for the past eight years and have 3 pigs, 13 sheep, and 2 milk cows. The earnings from this activity have been good and the parents have a decent pension resulting from high-paying jobs prior to their retirement.
Marte and her husband are also educated, but have not been able to find any jobs in their field or similar one. As a result, their only focus is on the same livestock activity.
Marte has been scheduled for a surgery soon and needs money immediately in order to pay the hospital expenses. Her promise to lenders is that she will pay the loan back on the scheduled days because she is responsible.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.