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Yermi (age 41) is married and blessed with a beautiful daughter named Ivanna (age 9), who is in the third grade of elementary school. Yermi is a hardworking and kind father. Yermi has been running a food stall that sells local food such as Nabas and RW, which are common foods in the area. The business is located in front of his house and close to the main road. He usually operates the business from 6 pm to 11 pm and gets between 15 and 25 customers in a day.

Yermi realized that he could only improve the business by offering more menu items and beverages, but the limitation on business capital has prevented his dream. Yermi went to TLM to ask for a loan. He is requesting a loan amounting to IDR 10,000,000, which he will use for buying business materials and equipment such as pork, a cooler box, a rice cooker, a juicer, and additional cooking ingredients. Yermi is optimistic that the loan from TLM will make a difference to his business.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 15
    View loans »
    Indonesia Loans Fundraising
  • $5,457,875
    Funds lent in using Kiva
  • 9,584.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Yermi to buy items such as pork, a cooler box, a rice cooker, a juicer, and additional cooking ingredients.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 20, 2012
Oct 6, 2012
Currency Exchange Loss:
Nov 17, 2014