The ADOUBOSSOU group is made up of four sisters. The representative of the group, named Déyénin Suzanne, is the one whose hand is raised in the photo. This is the fourth time that the group is asking for financial support from Alidé with an eye to raising the level of their business. Married to a man named Leonard, Déyénin Suzanne is 40 years old. Déyénin Suzanne is the mother of four children, all of whom are in school, and three of whom are in her care. The couple lives together with the children and takes care of the household responsibilities together. Déyénin Suzanne did not attend school. For nearly two years, Déyénin Suzanne has worked in this business, selling kitchen utensils from her home; this allows her to respond without much difficulty to her needs. Déyénin Suzanne stocks up in a city in Benin. In an effort to better respond to her customers' demands, Déyénin Suzanne wants to reinforce and diversify her business. To do this, Déyénin Suzanne is asking for, together with the other members of the ADOUBOSSOU group, a fourth loan from Alidé. Their previous loans were repaid in full.
Le groupe ADOUBOSSOU est formé de quatre personnes qui sont des soeurs. La représentante de ce groupe, nommée Déyénin Suzanne, est celle dont la main est levée sur la photo. C’est la quatrième fois que ce groupe sollicite l’appui financier de ALIDé en vue d’élever le niveau de leur activité. MLariée à un certain Léonard, Déyénin Suzanne est âgée de 40 ans. Déyénin Suzanne est mère de quatre enfants tous scolarisés et trois à sa charge. Le couple vit ensemble avec les enfants et assure ensemble, les diverses charges de la maison. Déyénin Suzanne n’a pas fréquenté l’école. Il y a près deux ans que Déyénin Suzanne exerce comme activité, la vente des ustensiles de cuisine à son domicile ; ce qui lui permet de répondre sans grande difficulté à ses besoins. Déyénin Suzanne s’approvisionne dans une ville du Bénin. Dans le souci de mieux répondre aux exigences de sa clientèle, Déyénin Suzanne désire renforcer et diversifier son activité. Pour ce faire, Déyénin Suzanne sollicite, ensemble avec les autres membres du groupe ADOUBOSSOU, un quatrième crédit auprès de ALIDé. Les prêts antérieurs ont été bien remboursés.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.