GBEDOKPO is a group of three friends. The group's representative, Mahougnon Marie (whose hand is raised in the photo) is 38 years old and married to a man named Paul. The couple has two children, both of whom are in school. Mahougnon Marie lives together with her children and her husband. The couple provides for the the children's various expenses together. Mahougnon Marie did not attend school. For nearly three years, Mahougnon Marie has been working selling seasonings and beef from her home. Mahougnon Marie works passionately in this business, which allows her to provide for her needs as well as those of her children. Mahougnon Marie stocks up in a city in Benin. In order to satisfy her customers, Mahougnon Marie is asking for a fourth loan with the other members of the GBEDOKPO group. This loan will be used to better respond to the needs of their customers and to make more profits. Their previous loans were repaid in full.
GBEDOKPO est un groupe de trois personnes, dont les membres sont des amies. La représentante du groupe, Mahougnon Marie (dont la main est levée sur la photo), est âgée de 38 ans et est mariée à un certain Paul. Le couple a deux enfants tous scolarisés. Mahougnon Marie vit ensemble avec ses enfants et son mari. Le couple assure ensemble les différentes charges des enfants. Mahougnon Marie n’a pas fréquenté l’école. Il y a près de trois ans que Mahougnon Marie mène comme activité la vente de condiments et des viandes de bœufs à son domicile. Mahougnon Marie exerce cette activité passionnément, ce qui lui permet de subvenir à ses besoins et à ceux de ses enfants. Mahougnon Marie s’approvisionne dans une ville du Bénin. Dans la quête de la satisfaction de sa clientèle, Mahougnon Marie sollicite un quatrième crédit avec les autres membres du groupe GBEDOKPO. Ce crédit leur servira à mieux répondre aux demandes de leur clientèle et à se faire plus de profits. Les crédits précédents ont été bien remboursés.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.