Her dream is to see her business become sustainable to a point where she will not need to acquire loans. Her main challenges are stiff competition and limited capital, coupled with persistent power cuts. Juliet is very passionate about her business.
More information about this loan
This loan is part of UGAFODE’s Higher Education loan program. These loans are for adults paying for University fees or vocational training to enable them to receive training that they otherwise could not afford. With cost as the main obstacle for students to obtain Higher Education, these loans overcome that hurdle giving workable repayment terms to match the borrowers’ needs. UGAFODE offers these loans to cover not only school fees but the essential costs surrounding education like books, technology as needed, housing, etc.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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