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Ms Munira is a 43-year-old married woman. Kashf Foundation found Munira in a terrible state; she and her children lived in a ramshackle one-room house in Kamalia. Her husband worked as a carpet weaver for a miserly businessman in town who barely paid him his dues. Her children slept without their meals, and sending them to school was out of question.

It was under such depressing circumstances that Munira took her first loan of Rs 10,000 to purchase a carpet-making machine. Ever since, she, along with her five children, have helped her husband in carpet-making. Her relation with Kashf Foundation has altered her social circumstances considerably. Through persistent hard work and determination, Munira is now able to feed her children well and even send them to school.

She has requested a loan of Rs 15,000/- and intends to purchase another machine and raw materials such as reels of threads and wool so they can produce more carpets.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 337
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 94.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Munira to purchase another machine and raw materials such as reels of threads and wool.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 18, 2012
Oct 6, 2012
Currency Exchange Loss:
Sep 17, 2013