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Alexander is a farmer. Since 2010, he has been growing grapes and strawberries. To deal with household chores, he helps his wife. His work began with growing grapes on a small amount of territory. Alexander purchased grapes, drip irrigation for irrigation and a motorized cultivator for tilling the land, thereby making it easier for manual labor. His plans for the future: buying tractors with mounted equipment for processing and plowing the land, as well as the installation of greenhouses for grapes and strawberries. His personal plans: completion of the construction of his private house. He needs your help to finance the motorized equipment and a drip irrigation system.
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Александр - фермер. С 2010 года занимается выращиванием винограда и клубники.
Справляться по хозяйству ему помогает супруга.
Развитие деятельности начиналось с выращивания винограда на небольшой территории.
Александр приобрел саженцы винограда, капельное орошение для полива и мотоблок для вспашки земли, тем самым облегчая ручной труд.
В планах на будущие: покупка трактора с навесным оборудованием для обработки и вспашки земельного участка, а также установка теплицы для винограда и клубники.
В личных планах: завершение строительства частного дома.
Нуждается в вашей помощи для финансирования мотоблока и системы капельного орошения.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,399,475
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD