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Heri
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Heri Priyanto works as a leather bracelet maker. Heri has to travel by motorcycle for about 2.5 km (1.55 miles) to the place he works. Usually, his leather bracelets are sold to souvenir shops or directly to customers. His leather bracelets are made of dried leather, which is shaped and sewed into bracelets with many designs and sizes. He lives with his wife and child on Wijaya Suwung Street, Denpasar. The profit he earns is not only used for his household needs, but also saved for his child's school tuition in the future. Heri Priyanto really hopes that he will be given this loan so that he can increase his business capital, which can grow his business.

Translated from Bahasa Indonesia by Joan, Kiva volunteer.



Sehari-harinya Heri Priyanto berprofesi sebagai perajin Gelang Kulit. Heri harus menempuh jarak sekitar 2,5 km ke tempatnya bekerja dengan menggunakan sepeda motor. Biasanya gelang kulit yang sudah diproduksi dijual ke toko souvenir atau langsung ke konsumen. Gelang kulit ini dibuat dari kulit yang sudah dikeringkan kemudian dibentuk dan dijahit menjadi gelang denagn berbagai bentuk dan ukuran. Saat ini tinggal bersama istri dan anaknya di.Jl Wijaya Suwung Denpasar. Keuntungan yang didapat, selain untuk memenuhi kebutuhan rumah tangga, juga dipakai untuk persiapan untuk membiayai sekolah anaknya nanti. Heri Priyanto sangat mengharapkan diberi pinjaman untuk dipakai sebagai modal usaha sehingga usahanya bisa lebih berkembang.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $4,458
    Average annual income
  • 62
    View loans »
    Indonesia Loans Fundraising
  • $4,478,275
    Funds lent in using Kiva
  • 9,215.6
    Indonesia Rupiahs (IDR) = $1 USD