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Saraem is 52 years old. She is widowed and resides with two children in Kampong Chhnang Province, Cambodia. She is a homemaker. Her children are employed. They are salespeople who earn about $6 daily. In order to improve her family finances, Saraem is requesting a loan of $800. She plans to purchase a motorbike for her son to run the taxi service when he’s free from his work. By doing so, he would generate extra income to support the family.

In the future, she would like to run an additional business and rebuild her house.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 281
    View loans »
    Cambodia Loans Fundraising
  • $37,502,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Saraem to purchase a motorbike for her son to run a taxi service.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 4, 2012
Oct 5, 2012
Currency Exchange Loss:
Sep 17, 2013