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Norway Group
In this Group: Nekemia, Kamilius, Dastan, John, Zena, Asha, Nolasco, Rajabu, Bezizane, Bakari
Nekemia, who is in her late thirties, is married with three children (two girls and a boy) who are in school. She has been running a retail shop for a half year now. She works from 6 a.m. to 9 p.m. daily, and she is able to make a good monthly profit.

She requests her first loan from Tujijenge Tanzania. She expects to use the loan to restock the inventory in the retail shop and to pay school fees for her children. Her dream is to one day own a big bar and also to look after cows, broiler chickens and goats.

She will share this loan with her loan group, "Norway," which totals 10 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 41
    View loans »
    Tanzania Loans Fundraising
  • $14,890,150
    Funds lent in using Kiva
  • 1,584.7
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Norway Group's $2,300 loan helped a member to restock retail shop inventory and to pay school fees for her children.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Oct 1, 2012
Currency Exchange Loss:
Feb 15, 2013