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Fotima is a 34-year-old woman, married and the mother of five children whose ages range from one to fifteen years old. Four of the children are already in school.

Fotima has been selling cattle at a local market for sixteen years. Thanks to her good experience in this field and her influence over her suppliers, she is able to obtain goods for retail but it brings in little income. It does not allow her to fully provide for the needs of her family and repair her house. Her family is large and is planning a big, new house.

This loan will help her buy building materials to repair her house. In this way she will provide a higher quality of living condition for her family and put an end to the problems with house.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 198
    View loans »
    Tajikistan Loans Fundraising
  • $29,692,225
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,100 helped Fotima to buy building materials for repairing her house.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Oct 31, 2012
Currency Exchange Loss:
Nov 30, 2012