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Monica Maria
Mónica is a 38-year-old woman who lives in the city of Ica, which is in the District of Santiago. She has two children who she loves and are her main reason for living. Mónica is a friendly, hardworking, and enthusiastic person. Unfortunately, due to a variety of reasons, she separated from her partner two years ago. Since then, she has focused all of her efforts into helping her family move forward. She lacks financial resources, so she needs to work in order to cover her expenses. Mónica was not able to study for a nursing degree, but she would have liked to have done so. In her free time, she enjoys watching soap operas on television and on some occasions she prepares delicious pork rinds to share with her family.


With great effort and dedication, Mónica works as a farm laborer at an estate in the city. Every day she arrives at her job in the early morning hours so that she can begin her duties in the field. She works approximately 10 hours and believes she is doing well because of her efforts and the friendly manner in which she treats others.


Mónica is extremely grateful to the Kiva lenders. Thanks to the assistance they have provided, she hopes to finish the construction of a bathroom in her home. She hopes to complete the plastering, painting, and installation of the fixtures. In this manner, Mónica hopes to have bathroom that is sanitary and in adequate condition. She hopes to continue working and striving toward accomplishing her greatest dream of providing her children the higher education they need to become successful professionals.

View original language description ↓
Mónica es una mujer de 38 años, vive en la ciudad de Ica, en el distrito de Santiago con sus 2 hijos a quienes ama y son su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, lastimosamente por diversas razones desde varios años Mónica se separó de su pareja, desde entonces ella dedica todos sus esfuerzos por sacar adelante a su familia; por falta de recursos económicos y por la necesidad de trabajar para solventar sus gastos, Mónica no pudo estudiar la carrera de Enfermería que deseaba, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta ver novelas en televisión y en algunas ocasiones cocina unos deliciosos Chicharrones para compartir con su familia.
Con mucho empeño y dedicación, Mónica trabaja como obrera en un fundo agrícola de su ciudad, todos los días desde tempranas horas de la mañana asiste a su centro de trabajo para iniciar sus labores de campo, ella puede trabajar un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Mónica se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá terminar la construcción de los servicios higiénicos de su hogar, ella espera hacer el tarrajeo, pintado y puesta de instalaciones; de esta manera Mónica tendrá su baño en condiciones adecuadas y salubres, así ella espera seguir trabajando y esforzándose para lograr su gran sueño de poder darles la educación superior que sus hijos necesiten para convertirse en buenos profesionales.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 63
    View loans »
    Peru Loans Fundraising
  • $53,993,575
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Monica Maria to finish the construction of a bathroom in her home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 7, 2012
Listed
Nov 1, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013