Nuevos Senderos (Cuenca) Group
They live in different parts of the city of Cuenca, which has been a Cultural Heritage of Humanity since 1999. It is bathed by four rivers, and it has various places to visit and to enjoy nature. Its people are kind, charming, and cordial. Its greatest pride is maintaining its culture and traditions.
Gladys is one of the members of the group. This is her fourth loan with the Nuevos Senderos communal bank. She lives in the Vergel sector of the city of Cuenca. She is 25 years old and married. They have two children, ages six and four. Her first daughter goes to a school in the area. Her husband is a driver, and he works driving a taxi. They do not have their own house; so they rent where they live.
She is from the Santo Domingo de los Tachilas province, and she has lived in the city of Cuenca for eight years. She has been selling clothes for one year. She sells by traveling throughout the city, without a fixed schedule, three days a week. She has a great variety of merchandise. She has all types of clothes for her discerning clientele. She has also been working for one year as a domestic employee, which she does part-time.
As a tenacious and hard-working woman, she will use her new loan to buy a cart in order to sell ‘pinchos’ (meat on a stick).
Her goal is to have her own house.
Una de las socias de este grupo es la Señora Gladys, está realizando su cuarto crédito en el banco comunal Nuevos Senderos, vive por el sector del Vergel en la ciudad de Cuenca, tiene 25 años de edad, está casada y en su unión conyugal ha concebido 2 hijos de 6 y 4 años de edad, su primera hija está estudiando en una escuelita de la localidad. Su esposo es de profesión chofer y labora conduciendo una unidad de taxi, no tienen casa propia por lo que viven arrendando.
Ella es oriunda de la provincia de Santo Domingo de los Tachilas y vive en la ciudad de Cuenca desde hace 8 años. Se dedica a la venta de ropa desde hace un año, vende recorriendo la ciudad 3 días a la semana y sin un horario fijo, su mercadería es muy variada ya que tiene todo tipo de ropa para su exigente clientela. También trabaja medio tiempo como empleada domestica hace un año.
Como es una mujer trabajadora y luchadora su nuevo crédito lo va a invertir en la compra de una carreta para dedicarse a la venta de pinchos (carne en palito).
Su meta es tener casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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