With much enthusiasm, Eder works as a welder. He works around 10 hours daily and with the fruit of his labor, he is able to pay his household expenses. He believes that his work is going well because he works hard to get ahead and does things eagerly.
Eder is very grateful for the Kiva loans since thanks to the great support that they have given him, he will be able to construct a small room for his little ones, as the house he currently lives in is made of adobe, allowing him to offer a greater quality of life, and to be able to continue fighting each day to make his greatest dream a reality: "to have his own house.
Con mucho entusiasmo Eder trabaja en una empresa como soldador, el labora alrededor de 10 horas diarias y con el fruto de su trabajo puede solventar los gastos de su hogar, el cree que le va bien en su trabajo porque se esfuerza mucho para salir adelante y hacer las cosas con muchas ganas.
Eder está muy agradecido con los prestatarios Kiva ya que gracias al gran apoyo que le han brindado el podrá construir un pequeño cuarto para sus pequeños ya que la vivienda donde vive actualmente es de adobe, lo que le permitirá poder brindarle una mejor calidad de vida y poder seguir luchando cada día para poder hacer realidad su más grande sueño:” Tener su casa propia”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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