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Mayra Jaida
Mayra, 25, is a young mother. Her little boy is four-years-old and the greatest gift God could have given her; he’s her reason to live and to continue striving daily since his father abandoned them and she’s become both mother and father for her son. Her house is located in the city of Ica’s Santiago district in Peru. Santiago district is noted for its hot, welcoming climate. Agriculture, especially cotton, grapes and asparagus, among others is also common here. Mayra is a very hardworking woman but whenever she has free time available she likes going out strolling with her little one and occasionally to watch television. She also enjoys one of her favorite dishes, the very delicious “Juanes.” [Seasoned rice wrapped in a green bijao leaf. Seasoning typically includes turmeric and cumin, giving the rice a warm flavor and a yellowish color. Most juanes also contain a small piece of chicken, a slice of egg and an olive or two]

Mayra works day to day as a day laborer on a large agricultural estate. She works around 8 hours daily and is able to cover household expenses with the fruits of her labor. She believes she does well at work because she’s very responsible and above all because she wants to get ahead and be her son’s pride.

Mayra is very grateful to Kiva lenders because thanks to the support they’ve given her she will be able to buy doors and windows for her house since she’s gradually building it out of substantial materials. Her windows are currently cardboard and plastic. She’ll be able to provide her family with better quality of life this way and continue striving and working daily towards making her greatest dream reality: to give her son a good education and to be able to study a university career.
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Mayra es una joven madre de 25 años, su pequeño tiene 4 años y es el regalo más importante que Dios le ha podido dar, ya que es su motor para vivir y seguir luchando cada día, ya que el padre de su pequeño la abandono y ela se ha convertido en madre y padre para su hijo. Su vivienda se ubica en el distrito de Santiago, Ica, Perú. El distrito de Santiago se caracteriza por tener un clima cálido y acogedor, asimismo desarrolla la agricultura en especial el cultivo de algodón, uva, esparrago, entre otros. Mayra es una mujer muy trabajadora, pero cuando tiene un tiempito libre le gusta mucho pasear con su pequeña y en ocasiones ver televisión, asimismo le encanta disfrutar de uno de sus platillos favoritos el cual es el riquísimo “Juane”.

Día a día Mayra trabaja como obrera en un fundo agrícola de su distrito, ella trabaja alrededor de 8 horas al día, y con el fruto de su trabajo puede solventar los gastos de su hogar; ella cree que le va bien en su trabajo porque es muy responsable y sobre todo porque quiere salir adelante y ser un orgullo para su hijo.

Mayra está muy agradecida con los prestatarios kiva ya que gracias a la ayuda que le han brindado ella podrá realizar la compra de ventanas y puertas para su vivienda ya que poco a poco la está construyendo de material noble y actualmente sus ventanas son de cartones y plástico, así ella podrá brindarle una mejor calidad de vida a su familia y poder seguir luchando y trabajando cada día para poder hacer realidad sumas grande sueño:” poder darle una buena educación a su hijo y poder estudiar una carrera universitaria”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 114
    View loans »
    Peru Loans Fundraising
  • $56,813,675
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD