Mayra works day to day as a day laborer on a large agricultural estate. She works around 8 hours daily and is able to cover household expenses with the fruits of her labor. She believes she does well at work because she’s very responsible and above all because she wants to get ahead and be her son’s pride.
Mayra is very grateful to Kiva lenders because thanks to the support they’ve given her she will be able to buy doors and windows for her house since she’s gradually building it out of substantial materials. Her windows are currently cardboard and plastic. She’ll be able to provide her family with better quality of life this way and continue striving and working daily towards making her greatest dream reality: to give her son a good education and to be able to study a university career.
Día a día Mayra trabaja como obrera en un fundo agrícola de su distrito, ella trabaja alrededor de 8 horas al día, y con el fruto de su trabajo puede solventar los gastos de su hogar; ella cree que le va bien en su trabajo porque es muy responsable y sobre todo porque quiere salir adelante y ser un orgullo para su hijo.
Mayra está muy agradecida con los prestatarios kiva ya que gracias a la ayuda que le han brindado ella podrá realizar la compra de ventanas y puertas para su vivienda ya que poco a poco la está construyendo de material noble y actualmente sus ventanas son de cartones y plástico, así ella podrá brindarle una mejor calidad de vida a su familia y poder seguir luchando y trabajando cada día para poder hacer realidad sumas grande sueño:” poder darle una buena educación a su hijo y poder estudiar una carrera universitaria”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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