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Luz
Luz is 66 years old. She is an enterprising, cheerful and vert kind woman. She likes challenges. She lives with Abdias, who is unemployed. From this relationtionship they had 3 children who are already grown. Together they live comfortably in their own home with their 19 year old grandson. Luz' business is selling food. To do this, she has a small spot infront of a health center where she sells various regional dishes and fixed menus to her distiguished clientele. She gets up very early to purchase her ingredients to prepare that day, paying a comfortable price that allows her to have a larger profit margin.

She has been doing this business for 8 years, serving customers with the support of her spouse. She considers her business to be very profitable becuase of the regular customers she has and because she has been able to get ahead with her good cooking. She likes her business because it has brought her a lot of personal and financial satisfaction. She has seen it grow, starting by selling juice and then selling food on a mobile table. Now she has a locale and she knows how to earn good customers. This brings her good earnings and she plans to just maintain the business, because of her age. This will be loan number 4 with the MFP institution. She has the small loan so that she can meet her objectives. She says that she feels good in her communal bank because she has permanent support.

With the amount of 800 nuevos soles that she has asked for, she will invest in buying snacks to improve the variety of the products she offers her customers, as well as ingredients to prepare her foods, seeking more comfortable prices for her bulk purchases.
View original language description ↓
Luz, de 66 años de edad, es una mujer emprendedora, alegre y muy amble, le gusta los retos. Es conviviente con Abdias quien es desempleado, fruto de esa unión tuvieron 03 hijos que ya son independientes. Juntos viven cómodamente instalados en su propia casa en compañía de su nieto de 19 años de edad. El negocio que tiene Luz es la venta de comidas, para eso tiene un pequeño puesto ubicado al frente de una posta de salud, donde atiende como variados platos de la región y menús a su distinguida clientela, levantándose de muy temprano para realizar las compras de sus ingredientes para la preparación del día, pagando un precio cómodo que le permite tener un mayor margen de ganancias.
Ya lleva 8 años en éste negocio atendiendo a sus clientes contando con el apoyo de su pareja para atender al público. Considera a su negocio bastante rentable por la clientela constante que tiene y ha sabido ganarse por la buena sazón de sus comidas. Le gusta su negocio pues le ha traído muchas satisfacciones personales y económicas, ya que lo ha visto crecer iniciándose con venta de jugos, pasando a la venta de comidas en una mesa ambulatoria, ahora contando con un local, sabiéndose ganar un buena clientela, y le deja buenas ganancias, viendo esto tiene planes solo de mantenerse en el negocio por la edad que tiene. Este será el préstamo número 4 con la institución MFP. Por tanto cuenta de un pequeño préstamo para que pueda cumplir con sus objetivos. Por otro lado comenta sentirse bien con su banco comunal pues cuenta con su apoyo permanente.
Con el monto solicitado de 800 nuevos soles los invertirá en la compra de golosinas para mejorar la variedad de sus productos a ofertar a sus clientes, así como también los ingredientes para la preparación de sus comidas, buscando precios más cómodos por sus compras en volumen.

About Peru

  • $6,715
    Average annual income
  • 123
    View loans »
    Peru Loans Fundraising
  • $56,823,625
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Luz to buy products for food preparation as well as snacks.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 14, 2012
Listed
Oct 5, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013