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Washington Nicolas
Washington Nicolás, 22, is single and has no children. He lives with some relatives in the city of Ventanas, Los Ríos Province. He's a member of Los Últimos Serán los Primeros Communal Bank, located in the San Gabriel area of Ventanas Canton, where people make a living in agriculture and livestock.

Washington Nicolás works in agriculture growing corn. He's requesting the loan to buy seed, inputs, insecticide, fertilizer, urea, and pesticide (Ranger). With the help of the loan he'll be able to buy the agricultural inputs and double his income.

He's going to make his purchases in Ventanas. The challenges he faces are crop pests. His dream is to be able to buy a plot of land. In his free time he likes to play sports, indoor soccer.
View original language description ↓
WASHINGTON NICOLAS tiene 22 años de edad es soltero no tiene hijos, vive en casa de unos familiares en la ciudad de Ventanas provincia de los Ríos.

Es Integrante de la VRC los ÚLTIMOS SERAN LOS PRIMEROS, se encuentran ubicada en Recinto San Gabriel, pertenece al Cantón Ventanas se dedican a Labores Agrícolas y Pecuarias.

WASHINGTON NICOLAS se dedica a la agricultura a la siembra de maíz, Solicita el crédito para comprar semillas, insumos, insecticidas, fertilizantes, urea, ranger.

Con la ayuda del crédito podrá comprar los insumos agrícolas y podrá duplicar los ingresos. Las compras lo hará en ventanas. Los desafíos a los que se enfrenta son las plagas en los cultivos. El sueño es poder comprar un terreno. En el tiempo libre le gusta hacer deporte jugar indor.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Washington Nicolas to buy seed, inputs, insecticide, fertilizer, urea, and pesticide.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 6, 2012
Sep 27, 2012
Currency Exchange Loss:
Oct 18, 2013