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David Sabino
David Sabino, age 34, is in a common-law marriage. He lives with his wife and children in the city of Ventanas in the Los Ríos province.

He is a member of the Últimos Serán los Primeros communal bank. It is located in the San Gabriel precinct in the Ventanas canton. The people here farm and work with livestock.

David Sabino is a farmer, and he grows corn. He is requesting the loan to buy seeds, fertilizers, urea, Ranger [brand of herbicide], and liquid weed killer.

With the help of the loan he will be able to buy what he needs to be able to start cultivating the crops. He will make his purchases in Ventanas. The challenges he faces are pest infestations of his crops

His dream is to be able to buy a piece of land. In his free time he likes to play sports, volleyball, and indoor soccer.
View original language description ↓
DAVID SABINO tiene 34 años de edad de estado civil unión libre, vive con la esposa y con los hijos en la ciudad de Ventanas Provincia de lso ríos.

Es Integrante de la VRC los ÚLTIMOS SERAN LOS PRIMEROS, se encuentran ubicada en Recinto San Gabriel, pertenece al Cantón Ventanas se dedican a Labores Agrícolas y Pecuarias.

DAVID SABINO se dedica a la agricultura a la siembra de maíz, Solicita el crédito para comprar semillas, fertilizantes, urea, ranger, líquido mata maleza.

Con la ayuda del crédito podrá comprar lo necesario para poder empezar a trabajar en los cultivos. Las compras lo hará en ventanas. Los desafíos a los que se enfrenta son las plagas en los cultivos. El sueño es poder comprar un terreno. En el tiempo libre le gusta hacer deporte y jugar el boly y el indor.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 92
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped David Sabino to buy seeds, fertilizers, urea, Ranger [brand of herbicide], and liquid weed killer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 6, 2012
Sep 27, 2012
Currency Exchange Loss:
Oct 18, 2013