Update on Jalapilla GroupVeronica is another member of the Jalapilla group. She is 32, and is studying for a degree in education. Currently she is living in a common-law relationship with Santiago Ruiz. They have a five-year-old son named Juan Diego, who attends pre-school.
Vero (as she is called in the community) has been growing sugarcane for a few years, which she sells to the sugar refinery. She raises cattle (cows), and has a truck that she rents at harvest time (when the refineries begin production), for transporting sugarcane. Vero is a very enterprising woman as she also has a small grocery store in her home.
She decided to start working, as she wished to help her husband with the household expenses, give a better quality of life to her son, and finish her degree. Vero tells us that the harvest time is when it goes best, as this is when they cut her sugarcane, she rents her truck, and more groceries are sold.
She needs this loan to buy fertilizers, manure, food, tires, cookies, eggs, cooking oil, salt, sugar, rice, beans, coffee, spices, candy, toilet paper, safety razors, napkins, soft drinks, flavorings and canned goods.
Vero wishes her business to prosper and provide good earnings, as she wishes her little son to study for a university degree, and to help him have a better future.
The other members of the group are Eva, who sells underwear, footwear, and sheets, Ana who sells chicken, and Maria de Jesús who sells cosmetics.
Doña Vero (como le llaman en su comunidad) desde hace algunos años siembra caña la cual vende al ingenio azucarero, cría ganado (vacas) y tiene un carro de carga el cual alquila en tiempo de zafra(cuando los ingenios inician su producción) para el acarreo de caña, doña Vero es una mujer muy emprendedora ya que tambien tiene una pequeña tienda de abarrotes en su hogar.
Ella decidió iniciar a trabajar ya que deseaba ayudar a su esposo con los gastos del hogar, darle una mejor calidad de vida a su hijo y terminar su carrera, Doña vero nos dice que cuando mejor le va en sus negocios es en tiempo de zafra ya que es cuando le cortan su caña, renta su carro y se venden mas abarrotes.
Ella necesita este crédito para invertirlo en la compra de fertilizantes, abono, alimento, llantas, galletas, huevos, aceite, sal, azucar, arroz, frijol, cafe, especies, dulces, papel higienico, rastrillos, servilletas, refrescos, saborisantes y productos enlatados .
Doña vero desea que su negocio prospere y deje buenas ganancias ya que desea que su pequeño hijo estudie una carrera y ayudarlo a tener un mejor futuro.
Los demas integrantes del grupo son:
Eva venta de ropa interior, calzado y sabanas
Ana venta de pollo
Maria de jesus venta de cosmeticos
Previous Loan DetailsThe “Jalapilla” group is composed of four cheerful, hardworking women. Each of them has an economic activity she carries out in order to have more income and provide her family with a better quality of life. This group is located in the community of Aserradero ten minutes from the municipality ... More from Jalapilla Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid