Francisco Jose is 25 years old. He is in a common law marriage and has three children. He lives with his wife and children in the city of Ventanas in the province of Los Ríos. He is a member of the "Los Últimos Seran Los Primeros" [The Last Will Be First] communal bank, which is located in the San Gabriel precinct, in Ventanas Canton. The members work in farming and livestock.
Francisco Jose works in farming, growing corn. He is requesting the loan to buy seeds, insecticides, fertilizers, urea, and herbicide. With the help of the loan, he will be able to buy what he needs to be able to plant. He will make his purchases in Ventanas.
The challenges that Francisco Jose faces are crop infestations. His dream is to be able to buy land. In his free time, he likes to do sports and play volleyball.
FRANCISCO JOSE tiene 25 años de edad de estado civil unión libre tiene tres hijos, vive con la esposa y con los hijos en la ciudad de Ventanas Provincia de los ríos.
Es Integrante de la VRC los ÚLTIMOS SERAN LOS PRIMEROS, se encuentran ubicada en Recinto San Gabriel, pertenece al Cantón Ventanas se dedican a Labores Agrícolas y Pecuarias.
FRANCISCO JOSE se dedica a la agricultura a la siembra de maíz, Solicita el crédito para comprar semillas, insecticidas, fertilizantes, urea, ranger. Con la ayuda del crédito podrá comprar lo necesario para poder sembrar.
Las compras lo hara en ventanas. Los desafíos a los que se enfrenta son son las plagas en los cultivos. El sueño es poder comprar un terreno. En el tiempo libre le gusta hacer deporte y jugar el boly.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!