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A young woman of 28 years old, Zaratu is a mother of two children and is married to a retailer. Her eldest child is 6 years old and goes to school. The younger child is 3 years old and does not yet go to school.

Zaratu has been a retailer of general food products since 2009. She procures her supplies in Lomé. She is helped by one other person.

With this first loan, Zaratu is going to buy staple goods, earn a profit and meet the basic needs of her family.
View original language description ↓
Jeune dame de 28ans, Zaratu est mère de 02 enfants et mariée à un revendeur. Son ainé de 06ans est scolarisé et le dernier de 03ans ne va pas encore à l’école. Elle est revendeuse de produits d’alimentation générale depuis 2009 et s’approvisionne à Lomé. Elle est aidée par 01 personne. Avec ce premier prêt qu’elle sollicite, Zaratu va s’acheter des produits de premières nécessités, tirer un profit et assurer les besoins vitaux de la famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 2
    View loans »
    Togo Loans Fundraising
  • $8,706,700
    Funds lent in using Kiva
  • 508.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Zaratu to buy general food products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Oct 1, 2012
Currency Exchange Loss:
Sep 17, 2013