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The member is Vanessa, 29 years old. She is married and has two small children. She works as an administrative assistant in a university in the city and takes advantage of her relations with the public to sell beauty products and lingerie.

Vanesa is a young, very hard-working mother that always looks for ways to increase her income to offer themselves a better life. For this she is requesting a loan to buy cosmetics, perfume and lingerie for her clients, who are primarily women, and also to capitalize on her business for the next Christmas season.

Vanessa is very thankful for Kiva's help with her additional business and promises to pay her quotas punctually. She belongs to the communal bank "Gran Renovación" of the city of Cusco, Peru.
View original language description ↓
La socia es la señora Vanesa, ella tiene 29 años de edad, está casada y tiene 2 hijos pequeños, la socia trabaja como administrativa en una universidad de la ciudad y aprovecha las relaciones publicas para vender productos de belleza y lencería para damas.
Vanesa es una joven madre muy trabajadora, que busca siempre como incrementar sus ingresos económicos para ofrecerles una mejor vida a los suyos, por ello está solicitando el préstamo, para comprar cosméticos, perfumería y lencería para sus clientes que en su mayoría son damas y además para capitalizar su actividad para la próxima campaña navideña. Vanesa está muy agradecida con la ayuda de KIVA, por ayudarla con su actividad complementaria y promete cumplir con el pago de sus cuotas puntualmente. La socia pertenece al banco comunal “GRAN RENOVACION”; de la ciudad del Cusco – Perú.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 93
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Vanesa to buy cosmetics, perfume and lingerie.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Oct 4, 2012
Currency Exchange Loss:
Feb 15, 2013