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Lourdes
Lourdes, 45, is a cheerful woman. She lives with Miguel, her husband of 15 years. They have two children, whom they have been taking care of in the home of their in-laws for 12 years.

At this time she is going through a financial crisis, as she rented a piece of land where she planted alfalfa, but the owners of the land sold all the green grass, causing her to lose her entire investment. But even so, she hasn't let it get her down, as she learned to see an opportunity within this problem.

Now she is a little more careful, as she will plant alfalfa on her own farmland. As she has little, she intends to buy already-grown grass from third parties. Her main source of income is selling bales of alfalfa, that she sends daily to the country's capital; an average of 200 bales. "My working capital moves daily" says Lourdes, who she feels independent, and capable of making her business grow.

Now she wishes to buy her own farmland, so she began to save money, as she no longer relies on renting land from third parties.

She belongs to the “Sicaya 2000” communal bank, and this is her 12th loan with MFP. She feels happy, as in this time she has managed to earn considerable profits, all thanks to the financial assistance that they provide her. Therefore she promises to make her installment payments. In addition, she likes to work in her group, where the members are supportive and hard-working people.

Lourdes will use the money to buy several sown fields of alfalfa, in order to sell the alfalfa.
View original language description ↓
Lourdes, de 45 años es una mujer alegre. Vive en compañía de Miguel, su esposo desde hace 15 años. Ambos tienen 2 hijos a los que cuidan en casa de sus suegros desde hace 12 años. En estos momentos se encuentra atravesando una crisis económica, pues alquiló un terreno en donde sembró alfalfa, los dueños del terreno vendieron todo el pasto verde. Causando que ella perdiera todo lo invertido pero aún así no se decae. Pues aprendió a observar una oportunidad dentro de este problema. Ahora es un poco más cuidadosa, pues sembrará alfalfa en su propio terreno agrícola, como es poco, piensa comprar a terceras personas el pasto ya crecido. Ya que su principal ingreso económico se centra en la comercialización de fardos de alfalfa, las cuales diariamente manada a la capital del país, un promedio de 200 fardos. “Mi capital de trabajo se mueve a diario”, menciona Lourdes, quien se siente independiente y capaz de hacer crecer su negocio. Ahora desea comprar su propio terreno agrícola, para ello comenzó a ahorrar dinero, pues ya no confía en alquilar terreno a terceras personas. Ella pertenece al banco comunal “sicaya 2000” y este es el crédito número 12 con MFP, se siente feliz pues en este tiempo logró obtener muchas ganancias, todo gracias al apoyo económico que le brindan. Por ello promete cumplir con el pago de las cuotas. Además gusta de trabajar en su asociación, donde los integrantes son personas solidarias y trabajadoras.
Lourdes, invertirá el dinero en la compra de varios sembríos de alfalfa para la venta.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Lourdes to buy land planted with alfalfa.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 17, 2012
Listed
Oct 5, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 20, 2013