Dúo Peña De Oro Group
Vivian Isabel, 30, is part of this Duo. She has two children and is from Chimaltenango. She has been selling cosmetics via catalogue for many years and feels very happy to have this opportunity to get ahead in her business with support from her family. She’s requesting the loan to buy cosmetics via catalogue because she needs to buy more of them to generate higher profits. She hopes that she will be given this support she needs to get ahead.
Este Dúo está integrado por la señora Vivian Isabel, tiene 30 años de edad tiene 2 hijos, ella es originaria de Chimaltenango, ella se dedica a la venta de cosméticos por catálogo desde hace varios años, ella se siente muy contenta ya que tiene la oportunidad de salir adelante en su negocio con el apoyo de su familia, está solicitando este crédito para la compra de cosméticos por catálogo ya que necesita comprar más, para generar mejores ganancias espera que le puedan dar ese apoyo que ella necesita para salir adelante.
About FAPEFAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid