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Sheria Group
In this Group: Genevieve, Luanda, Maombi, Kahindo, Masika, Bunyere, Kashala, Dina, Yalala, Mwissa, Mawazo, Eliza, Mwamini, Kahindo, Bushashire
This client, Luanda, is an entrepreneur and the leader of the business group Sheria. She is about 46 years old and the mother of seven children. Her husband had died unexpectedly. This client has a small business selling corn. She sets up her goods in the outlying district of Kiziba II. For about sixteen years, she has worked in small-scale commerce. She also sells beverages (Primus, Fanta, colas, etc.) out of her home in order to accumulate more revenues.

In 2005, she benefited from an initial loan from the microfinance institution Hekima to bolster her capital. This new loan must serve to supply her with 3 sacks of corn and some drinks from a brewery (2 cases of Primus, 2 cases of Aigle, 2 case of Fanta). Her ambition is to make her enterprise sustainable and to build a house with ease.

This client thanks Hekima for its actions dedicated to financial and economic freedom for poor women.
View original language description ↓
La cliente Luanda est entrepreneur, leader de l'association d’affaire Sheria, âgée d’environ 46 ans, veuve, mère de 7 enfants. Son mari fut décédé suite à une mort inopinée. La cliente fait le petit commerce de maïs. Elle installe ses marchandises dans le quartier périphérique de Kiziba II. Il ya environs 16 ans qu’elle exerce ces petites activités. En plus, elle vend également des boissons (Primus, Fanta, coca, etc.) à son domicile pour accumuler plus des revenus. En 2005, elle bénéficia de premier crédit de l’IMF Hekima pour renforcer son capital. Ce nouveau crédit doit lui servir de s’approvisionner avec 3 sacs de maïs et les brassicoles (2 casiers de Primus, 2 casiers de boissons Aigle, 1 casiers de Fanta ). Elle ambitionne pérenniser son entreprise et construire confortablement sa maison. La cliente remercie l’IMF Hekima pour ses actions dédiées aux pauvres femmes pour une émancipation économique et financière.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,396,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sheria Group's $6,000 loan helped a member to purchase corn and cases of beverages from a brewery.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Sep 27, 2012
Currency Exchange Loss:
Feb 15, 2013