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Edjromahu Group
In this Group: Elisabeth , Suzanne, Chantal
EDJROMAHU is a group of three persons whose members reside in the same district in Benin. The group's representative, Elisabeth (whose hand is raised in the photo), is 44 years old and married to Moïse, a fisherman. The couple support four children, not all in school. Elisabeth lives together with her children and husband. She is alone in ensuring that the different expenses are covered for the children.

Elisabeth did not attend school. For nearly fifteen years, she has had a business selling shrimp and fish door to door. She operates her business with passion, and this enables her to meet her needs and those of her children. She gets her supplies from a city in Benin.

Seeking to satisfy her customers, Elisabeth is requesting, along with the other members of the group EDJROMAHU, a sixth loan for responding better to customer demands and making more profit. The previous loans were indeed paid back.
View original language description ↓
EDJROMAHU est un groupe de trois personnes, dont les membres résident dans le même quartier au Bénin. La représentante du groupe, Elisabeth (dont la main est levée sur la photo), est âgée de 44 ans et est mariée à Moïse, un pêcheur. Le couple a quatre enfants à leur charge, certains scolarisés. Elisabeth vit ensemble avec ses enfants et son mari. Elisabeth assure seule les différentes charges des enfants. Elisabeth n’a pas fréquenté l’école. Il y a près de quinze ans que Elisabeth mène comme activité la vente des crevettes et des poissons de façon ambulante. Elisabeth exerce cette activité passionnément, ce qui lui permet de subvenir à ses besoins et à ceux de ses enfants. Elisabeth s’approvisionne dans une ville du Bénin. Dans la quête de la satisfaction de sa clientèle, Elisabeth sollicite un sixième crédit avec les autres membres du groupe EDJROMAHU. Ce crédit leur servira à mieux répondre aux demandes de leur clientèle et à se faire plus de profits. Les crédits précédents ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 508.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Edjromahu Group's $850 loan helped a member to purchase fish to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 28, 2012
Listed
Sep 27, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 18, 2013