Bakhtim lives in Kechut village, Vayots Dzor region with her 2 daughters and son. Bakhtim's son is a police officer, and her older daughter works at the local school of arts. Bakhtim runs a farm, where she raises cows and lambs. Bakhtim would like to increase the number of cattle, which will allow her to gather more income from cattle breeding. She has applied for this loan to purchase a cow and a calf, as well as forage to feed the cattle. Additional income is important for Bakhtim to cover her household costs and sustain her children with prosperous life.
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SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.