José Luís is married and has three children. He lives in his in-laws’ house occupying two bedrooms. The house is located in the city of El Alto’s Mariscal Santa Cruz zone. He only completed secondary school and currently works as a driver for more than ten hours daily into the late night hours driving a taxi he owns since he must cover food, utilities and his children’s schooling costs.
He needs the loan to service his vehicle since it’s his sole source of income to support his family. His dream is to own a house to provide more comfort for his family and improve their quality of life. This is his second loan request to Impro and first to Kiva.
José Luís, esta casado y tiene tres hijos, vive en la casa de sus suegros ocupando dos habitaciones, la casa reencuentra ubicada en la zona Mariscal Santa Cruz de la ciudad de El Alto.
El estudió solo hasta terminar la secundaria y actualmente trabaja como chofer por más de diez horas al día y hasta altas horas de la noche en un taxi de su propiedad, ya que debe cubrir los gastos de alimentación, pago de servicios básicos y educación de sus hijos.
El crédito lo requiere para el mantenimiento general de su vehículo ya que es la única fuente de ingresos que tiene para mantener a su familia.
El sueño de José Luís, es tener su casa propia para dar más comodidad a su familia y mejorar su calidad de vida.
Es la segunda vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.