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Almara lives in Verin Artashat village with her family: her husband, her sister, two daughters and two sons.

Almara works at the library of Verin Artashat. She also helps the family to run a farm, where they grow apricot, peach, cherry and apple trees and keep a grape orchard.

Almara needs some financial means to organize the cultivation process. She wants to purchase fertilizer to fight against diseases of trees. Almara will also buy stakes and wires for the grape orchard, pay for watering the land and hire workers to gather the harvest. Implementation of these goals are important for Almara to have sufficient income from the sales of the harvest to sustain her family during the year.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 111
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Almara to buy fertilizer, wires and stakes and to pay for watering the land and hiring workers.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 20, 2012
Oct 5, 2012
Currency Exchange Loss:
Apr 17, 2013