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Arman lives in Malishka village in the Vayots Dzor region with his wife, Alisa. Arman runs a farm, where he breeds cows and grows fruit trees. Arman dreams of starting beekeeping, but does not have enough financial means to do so. He has applied for this loan to purchase eight colonies of bees. Arman also wants to increase the number of cattle by purchasing three calves. In addition, with the loan's help he will purchase grass to feed the cattle.
Honey is very much in demand in the region as it's a must have item for each household. So, beekeeping will allow Arman to significantly increase his agricultural income and to continue expansion of the farm.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,350,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Arman to buy bees, calves and grass to feed the cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 20, 2012
Oct 4, 2012
Currency Exchange Loss:
Jul 17, 2014