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Married and without children yet, he lives in his own home with his family and does not support anyone else.
He teaches at the Ministry for Education. With this loan, he plans to buy building materials (beams, stone, cement, sand, blocks and others) to extend his home.
In the future, he wants to improve his level of education, for which he promises to repay the loan in order to request further loans from Hluvuku.
His challenge is to focus increasingly on his work and business in order to increase their revenues.
View original language description ↓
Casado e ainda não tem filhos, vive na casa própria com a sua família e não sustenta mais ninguém.
É docente e quadro do Ministério da Educação. Com o presente empréstimo pretende comprar material de construção (barrotes, pedra, cimento, areia, blocos e outros) para ampliar a sua casa.
No futuro pretende aumentar o seu nível académico, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é apostar cada vez mais no seu trabalho e no negócio de forma a aumentar as suas receitas.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 26
    View loans »
    Mozambique Loans Fundraising
  • $2,911,950
    Funds lent in using Kiva
  • 28.6
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Joao to buy building materials (beams, stone, cement, sand, blocks and others) to extend his home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 28, 2012
Oct 1, 2012
Currency Exchange Loss:
Oct 17, 2013