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Hrahat lives in Vayk town, Vayots Dzor region, with his wife and daughter. Hrahat is the only breadwinner in the family, and the low salary he gets working for the Vayk watering service is not enough to make ends meet.

About 4 years ago Hrahat started breeding cattle, and now he keeps cows and hens along with ten colonies of bees. Hrahat would like to develop his farm, for which he needs sufficient funds. With the requested loan he plans to purchase one more cow and forage to feed the cattle.

It is important for Hrahat to keep gathering a stable income from the sales of agricultural products, so he can sustain his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 151
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Hrahat to pay for a cow and forage.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 14, 2012
Oct 4, 2012
Currency Exchange Loss:
Nov 17, 2014