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Mert's Group
In this Group: Mert, Na, Hen
Mert is aged 54 and married with four children. Two of her children are dependent on her and help with the family’s business. Mert resides in a rural area of the Ratanak Mondul district of Battambang province in Cambodia and makes a living by growing corn on a three-hectare area of farmland. Having been in this business for eight years, she is able to earn about 20,000 KHR per day and save about 10,000 KHR each day after offsetting daily expenses. Drought is the main challenge for her corn business.

Mert has been with VisionFund for one cycle and completely paid back the past loan. The other group members are first-cycle clients with VisionFund. Mert's first loan has helped her to relieve her family’s burden and improve their livelihood. She is now leading her group of three to ask for a loan. Mert will use her portion to buy seeds, fertilizer and pesticides for her corn plantation and also use a portion of it to spend on labor costs. She hopes this loan will enable her crop yield to become more profitable so she can sell it for a good price and also fulfill her dream to expand her current business.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,059.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mert's Group's $700 loan helped a member to buy seeds, fertilizer and pesticides for her corn plantation.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 27, 2012
Oct 4, 2012
Currency Exchange Loss:
Mar 15, 2013