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C1264 Twikuremubukene Group
In this Group: Ezechiel, Anastase, Sylver, Jean Damascene, Donatien
Ezechiel is 55 years old and is married with five children aged between 8 and 24 years old and he takes care of seven dependents. He owns a business selling vegetables like carrots, onions, etc. He is the leader of this group, which is called "C1264 TWIKUREMUBUKENE" in the local language. In the photo, he's the one who is raising his hand. He has fifteen years of experience in this work and he currently employs four people to help him.

Ezechiel has requested a Kiva loan via Vision Finance Company in order to cultivate larger quantities of vegetables like carrots, onions, etc. for resale. With the profits expected from this loan, he will be able to save for his future and to pay school fees for his children.

Additional Information

More information about this loan

This loan helps support farmers in rural communities in Rwanda. The loan, which is available to both individuals and groups, is repaid in full at the end of the loan term, allowing borrowers to repay only after crops are harvested or livestock are sold. About 85% of Rwandans are employed in agriculture, but many formal financial institutions consider the sector to be too risky. VFC is one of very few financial institutions serving farmers and offering agricultural products that work with local harvest cycles. VFC also offers training on increasing crop yield and helps farming cooperatives access better agricultural inputs. By supporting this loan, you are helping rural Rwandan farmers improve their crop yield and ability to support their families.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 13
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 613.7
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of C1264 Twikuremubukene Group's $900 loan helped a member to cultivate a large quantity of vegetables like carrots, onions, etc. for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Oct 4, 2012
Currency Exchange Loss:
Jun 12, 2013