Karine lives in Jermuk town, Vayots Dzor region, with her husband and 15-year-old son. Karine's husband works at one of Jermuk's schools, while Karine manages the household.
In addition, the couple runs a farm, where they raise cows and lambs, as well as growing fruit trees. Karine has applied for this loan to buy forage for the cattle. This is important for her to keep up the development of the farm and continue gathering a stable agricultural income.
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SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.