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Sayoeng is aged 45 years and married with four children, three of whom are dependent on her and help the family’s business. She lives in a rural village of the Moung Russey district of Battambang province, Cambodia. She has been growing rice on 3 hectares of farmland and corn on 2 hectares of farmland as the main source of the family’s income. She has been in this business for 12 years to support the family. She is able to earn about 30,000 KHR per day and manages to save about 20,000 KHR each day after offsetting expenses for future needs. Lack of water supply for supporting the rice paddy is the main challenge.

This is the second microloan for Sayoeng with Kiva’s partner, VisionFund. She successfully paid back the past loan which has supported her family's living conditions. Now she is requesting a loan with VisionFund of 4,000,000 KHR. With this loan, she is going to buy fertilizer and seeds for her farmland. She hopes this loan will enable her to increase her income from the rice paddy so as to improve her living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 258
    View loans »
    Cambodia Loans Fundraising
  • $37,494,750
    Funds lent in using Kiva
  • 4,059.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sayoeng to buy fertilizer and seeds for her farmland.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 27, 2012
Oct 4, 2012
Currency Exchange Loss:
Mar 17, 2014