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Meline lives in Aygavan village in the Ararat region with her husband, mother in-law, and 2 little sons. Meline's husband works at a local factory and helps Meline to run a farm where they cultivate tomatoes and peppers and grow appletrees. Meline has applied for this loan to purchase tomato and pepper seeds for cultivation. She also plans to hire workers to carry out the cultivation, as well as purchase fuel for the agricultural machine and pay for watering the land. Income from the sales of agricultural products is important for Meline to cover daily costs, so successfull implementation of land cultivation means financial stability and better living conditions for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 105
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Meline to buy seeds, fertilizer, and fuel and to pay hired workers and for watering.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 12, 2012
Oct 3, 2012
Currency Exchange Loss:
Oct 17, 2014