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Hayrapet is a farmer from Masis village in the Ararat region. He keeps pigs and hens and grows beans, peppers, wheat and fruit trees. Hayrapet would like to breed cows, too, but he doesn't have sufficient funds.

Hayrapet has applied for this loan to purchase two calves. He also plans to use the loan to buy forage for pigs and grass to feed the calves. He expects an increase in agricultural income after the calves grow up and give milk. This is important in order for Hayrapet to gather enough funds to purchase more cattle.

Hayrapet lives with his wife, two little daughters and pensioner parents. Agriculture is the main source of income for Hayrapet's family, and its development will allow him to ensure improved living conditions for them.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 128
    View loans »
    Armenia Loans Fundraising
  • $14,350,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Hayrapet to buy two calves, grass and forage.
96% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Oct 3, 2012
Currency Exchange Loss: