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Muhabbat is a country woman, the mother of six children. She is involved in raising livestock and selling dairy products that she herself produces at local markets. Her products are in very high demand because they are natural. Her retired husnband helps her by looking after the livestock and is also involved in buying and selling animals at the livestock market. In addition to her business she is engaged in knitting and teaches her daughters in law.
Muhabat has been receving credit from MDO Arvand since 2008, and has always put our loans to good use. They have resulted in her greatly improving her standard of living and increased her assets, for which she thanks MDO Arvand. She wants to use this loan to buy several head of livestock. She is counting on your continued cooperation and support.
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Мухабат сельская женщина, мать шестерых детей. Занимается откормом скота и продажей молочных изделий собственного производства на местных рынках. Её изделия пользуются большом спросом, так как они натурального производства. Ее муж пенсионер, помогает жене за присмотром скота и также занимается куплей-продажей скота на скотном рынке. Кроме своего бизнеса она также занимается вязанием и учит этим своих невесток. Мухаббат сотрудничает с нашей организацией с 2008года и всегда выгодно использовала полученные кредиты, после чего намного улучшила свои бытовые условия, за что нас благодарит. На полученный кредит хочет купить несколько голов скота. Надеется на дальнейшее взаимовыгодное сотрудничество и поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 176
    View loans »
    Tajikistan Loans Fundraising
  • $30,358,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Muhabbat to buy livestock.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Aug 27, 2012
Oct 1, 2012
Currency Exchange Loss:
Nov 17, 2013