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Flor Cecilia
Twice a month in the Calderón parish of the city of Portoviejo the members of the communal bank "Pimpiguasi En Progreso" gather together. This place is known for its gastronomical wealth and its flora. The majority of its inhabitants devote themselves to farming and commerce in general.

Ms. Flor, 50, is a single mother of five children, four of them adults and the youngest is seven years old. Two of her children are going to school, one in high school and the other elementary school; these are the ones who still live with her.

Doña Flor works at a public institution but in order to make some extra money and so be able to get ahead with her children she devotes herself to commerce. She sells all types of clothing by catalog. Her style of work is door-to-door. She takes advantage of the weekends and nights to make her runs although the greater part of her sales are made to her coworkers on the job. She sells to her customers on credit and collects every two weeks. She goes to purchase her merchandise in Guayaquil whenever she needs it. She has been doing this work for six years and it is going very well for her.

This loan will be used to purchase more merchandise such as pants, blouses, T-shirts and children's clothing. She has been with the communal bank for four loan cycles and she likes how quickly the loans are issued.

Her dream is to see her children finish their schooling and become good professionals.
View original language description ↓
En la parroquia Calderón de la ciudad de Portoviejo, cada quince días se reúnen las socias del Banco Comunal Pimpiguasi En Progreso. Este lugar se lo conoce por su rica gastronomía y su vegetación, la mayoría de sus habitantes se dedican a la agricultura y comercio en general.

La señora Flor tiene 50 años de edad, es madre soltera de cinco hijos, cuatro de ellos mayores de edad y el menor tiene 7 años, dos de sus hijos estudian uno en colegio y el menor en escuela y son los que aun viven con ella.

Doña Flor trabaja en una institución pública pero para ganar algo extra y con esto poder salir adelante con sus hijos se dedica al comercio, vende ropa de todo tipo y por catalogo, su forma de venta es puerta a puerta, aprovecha los fines de semana y las noches para realizar sus recorridos aunque la mayor parte de sus ventas las realiza a sus compañeras del trabajo, deja a crédito a sus clientes y cobra cada quince días. Su mercadería la va a comprar a Guayaquil cada vez lo que necesita. Tiene seis años que se dedica a esta actividad y le va muy bien.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde hace 4 ciclos y le gusta por la rapidez con que salen los créditos.

Su sueño es ver que sus hijos terminen sus estudios y sean buenos profesionales

About Ecuador

  • $10,200
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $23,467,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Flor Cecilia to purchase pants, blouses, T-shirts and children's clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 13, 2012
Listed
Oct 4, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013