Check out some available loans that are similar to this one!
Gema Monserrate
In the Calderon parish of Portoviejo city, every 15 days the "Pimpiguasi En Progreso" Communal Bank members meet. This place is known for its delicious cuisine and its vegetation, most of its people work in agriculture and general commerce.

Gema is 22 years old, she is single, lives with her parents, and is going to school to become a Medical Technologist. She has been a member of the Communal Bank from its beginning and thanks to its loans, she has been able to get ahead with her business that helps her afford her studies. She is a good student and works very hard to earn her degree.

Her small business is an ice cream shop that she runs from her home. She sells national brand ice creams, and mobile phone credit for several carries that supplements her income. She works every day, mostly in the afternoons because she studies in the morning. Her mother takes care of the business during the morning. She has run this business for 2 years, and it has helped her get ahead. She plans to use this loan to purchase more ice cream, and pre-paid mobile phone credit.

Her dream is to finish her studies, and become a great professional woman.
View original language description ↓
En la parroquia Calderón de la ciudad de Portoviejo, cada quince días se reúnen las socias del Banco Comunal Pimpiguasi En Progreso. Este lugar se lo conoce por su rica gastronomía y su vegetación, la mayoría de sus habitantes se dedican a la agricultura y comercio en general.

La señorita Gema tiene 22 años de edad, está soltera y estudia Tecnología Médica, vive en la casa de los padres. Esta desde el inicio en el Banco Comunal y le gusta porque gracias a los créditos ha podido salir adelante en su negocio y con sus ganancias seguir con sus estudios.

Ella es una gran estudiante que deja todo su esfuerzo para obtener su titulo y también se dedica al comercio, tiene una pequeña heladería en su casa en la cual vende helados de una marca nacional y también realiza recargas telefónicas de varias operadoras con lo cual se gana algo extra, trabaja todo los días más que todo en las tardes ya que estudia en la mañana, pero esas horas su mamá se hace cargo del negocio, lleva más de dos años con su negocio el cual le permite salir adelante.

Este crédito lo va emplear en comprar helados y recargas telefónicas.

Sus sueños son terminar sus estudios y ser una gran profesional.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gema Monserrate to purchase ice cream, and pre-paid mobile phone credit.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 13, 2012
Listed
Oct 5, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013