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Jose Manuel
José, 34, is married and has two children who are 12 and 10 years old. His activity is designing and manufacturing children's sportswear. The designs are his own and they are simple which makes them affordable. His workshop is located in the city of La Paz’s Sewenkani zone. This is the first loan he’s taken in Emprender and José will use it to repair one of his overlock sewing machines and also to buy supplies to do his work. The reason for taking out this loan is that he’s a member of one of the agency’s groups, called “Sewenkani,” after the zone’s he lives in. It’s a good group that has had no delays and that has good teamwork.

The business challenge José faces is that he’s partially disabled, he has dysplasia that his mother was unable to correct when he was a baby and now he limps a bit. His wish is that his children become professionals. His wish for his business is that he acquires a house in the ‘anticrético’ modality [transaction whereby a property owner requests a "loan" from you in exchange for housing, which must be paid back to you at the end of your contract. If your loan is not repaid, the property owner could lose the property to you] in order to have a larger workshop than the one he has now. His workshop is small and cold because of the zone and it damages his and his children’s health.
View original language description ↓
El Sr. Jose tiene 34 años, casado con 2 hijos que son de las edades de 12 años y otro de 10 años, su actividad es de Diseño y costura de ropa deportiva para niños, sus diseños son propios y simples, por lo cual son económicos, su taller se encuentran en la zona de Sewenkani de la ciudad de La Paz, Este préstamo es el Primero que ha tomado de Emprender, Jose va a usar este préstamo ya que una de sus máquinas over está fallando por lo que necesita hacerle mantenimiento y tambien comprara material para realizar su trabajo, Su razón para solicitar este préstamo es que el cliente es miembro de un grupo de nuestra agencia, su grupo se lama SEWENKANI por la zona donde el vive, es un grupo bueno que no tiene atrasos y se colaboran entre ellos. Jose enfrenta retos en su negocio ya que El señor es discapacitado parcialmente, tiene un problema de displasia que su mamá no pudo solucionar cuando él era un bebe, ahora el camina cojeando un poco, su anhelo es que sus hijos sean profesionales. Su deseo para su negocio es conseguir una casa en anticrético y así tener un taller más grande ya que ahora, su taller es pequeño y el frio que hace por la zona le hace daño a su salud y a la de sus hijos.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 210
    View loans »
    Bolivia Loans Fundraising
  • $31,401,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Jose Manuel to service his sewing machines and to buy more supplies to do his work.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 11, 2012
Listed
Oct 4, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014