Update on Nuvia XiomaraNuvia, 36, is married and has four children who are 12, 15, 16 and 19 years old; she lives with her family in a village in the municipality of Esparta, Atlántida.
Nuvia is a very enterprising woman. She has two businesses: one is raising and selling pigs and the other is a grocery store where she sells staples like basic grains, dairy products, packaged snacks, cleaning supplies, medicine, juice, soft-drinks, etc. She opened the grocery store five years ago and she’s been in the pig business for three years. Her great motivator is to earn income and to strive with the businesses so that she can provide her children with the opportunity of having an education and improving themselves.
She’s asking for her second loan in the amount of 25,000 Lempiras to buy more pigs to fatten up and sell during the end of year season and also to buy chicks to raise which are also in high demand in her community. The previous loan helped her to generate profits and to stay in business. Her goal is to generate good income for her family’s wellbeing.
Doña Nuvia, es una persona muy emprendedora, ella tiene dos negocios uno es la cría y venta de cerdos y el otro es una pulpería donde vende productos de la canasta básica familiar como ser granos básicos, lácteos, churros, productos de limpieza, medicamentos, jugos, refrescos etc. La pulpería la estableció hace 5 años y la otra actividad de cría de cerdos hace más de 3 años. Su gran motivación de obtener ingresos y esforzarse con los negocios ha sido el deseo de superación de sus hijos dándoles la oportunidad de estudio.
Esta solicitando un segundo préstamo por 25,000 Lempiras con el cual quiere comprar más cerdos para engorde y venderlos en esta temporada de fin de año y comprar pollos para cría que también en su comunidad tiene gran demanda. El préstamo anterior le ayudo a generar ganancias y a mantener activo sus actividades de negocio. Su meta es generar buenas ganancias para el bienestar familiar.
Previous Loan DetailsNuvia, age 35, is married and has four children, ages 12, 14, 16, and 18. She lives with her family in a village in the Esparta Atlántida municipality. Nuvia is a very enterprising woman. She has two businesses. One is raising and selling pigs, and the other is a general store. She sells b... More from Nuvia Xiomara's previous loan »
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Sep 13, 2012
- Sep 27, 2012
- Currency Exchange Loss:
- Aug 18, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.