Santos is 47 years old. He is married and has a son who is in a public elementary school. Santos started selling sodas and juice when he realized that in the area a grocery store was needed, so he invested in opening one.
He does his job with his wife. She helps manage the business. He works Monday through Sunday from 7:00 a.m, to 10:00 p.m. One of Santo's fears is crime, since the area is very dark. With the loan, he is going to increase the basic necessity products, buying grains, oil, sugar and canned goods. His goal is to expand his business and improve his income. He wants to give his family the best and live comfortably with the income from the business.
Santos tiene 47 años es casado y tiene un niño que estudia en una escuela fiscal. Santos empezó vendiendo colas y jugos y al darse cuenta que en el sector era necesario la venta de víveres invirtió en una tienda.
Su trabajo lo hace junto a su esposa ella le ayuda en el manejo del negocio y trabaja de lunes a domingos de 07:00am hasta 22:30 pm.
Unos de los temores de Santo es la delincuencia ya que el sector es muy oscuro. Con el préstamo va incrementar víveres de primera necesidad comprando granos, aceites, azucar, enlatados. Su meta es expandir su negocio y mejorar sus ingresos desea darle lo mejor a su familia y vivir cómodamente con los ingresos de su negocio.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.